Living Moments - N°5 Edition 2018

Consistency Our successful and sustainable invest- ment philosophy is based on well-con- sidered and fu- ture-proof thoughts and actions. Competence Our portfolio managers have many years of experience and knowledge, as well as an extensive network. Independence We can always offer you the best financial instru- ments – without being tied to a par- ticular product. Sustainability Active management based on well- founded analy- ses that take into consideration your individual values. Transparency We consider cost transparency, and the latest informa- tion about how your investment strategy is developing, to be a matter of course. INVESTMENT PHILOSOPHY on high quality individual securities with a defensive business model. We manage portfolios actively but “with a steady hand” and a long-term ho- rizon, even in times of a short-term unsettled market environment. Investment funds and structured products have only a subordinate role for us. Product neutrality is ensured, of course, as we do not integrate our own products but in- stead are able to draw on a wealth of securities funds available on the capital market. For us, individuality also means being able to individually determine asset classes such as equities, bonds, and alternative investments; the foreign currency share is also freely selecta- ble. In addition to returns, risk, and li- quidity, the subject of sustainability is gaining significance as an investment objective. The challenge in this regard is that individual investors have differ- ent ideas of what that means exactly – and we are able to implement these ideas specifically for each investor. Within the framework of our values portfolios, we take into consideration your personal understanding of the term sustainability. Together with us, you determine the ecological, social, and ethical aspects that are impor- tant for the management of your as- sets and should be considered within the scope of managing the mandate. The result is your very specific in- vestment universe on the basis of which we manage your assets. Within the framework of our „value portfolios“ we focus on individual securities, which are selected and regularly monitored in strict ad- herence to your personally defined premises. In this regard, we take our data from EIRIS/imug, one of the leading research companies in this field. Naturally, we are also a strong and reliable contact partner when it comes to the design of foundations. Together with renowned legal firms and tax advisors, as well as family of- fices, we develop possible approach- es and design recommendations for the investment guidelines. The man- agement of foundation assets can also be performed in-house. „Die Vermögensanlage an die persönlichen Le- bensumstände anzupassen ist ein fortwährender Prozess, über denwir intensivmit unseren Kunden im Rahmen unserer Strategiegespräche diskutie- ren. Dabei stellen Stiftungen eine immer stärker zu beachtende Lösung dar, wenn es gilt, erworbe- ne Vermögenswerte für die Zukunft zu erhalten.“ “Adapting the investment to personal circum- stances is an ongoing process that we discuss intensively with our clients in our strategy discus- sions. In doing so, foundations are an increasingly important solution when it comes to preserving acquired assets for the future.” Jürgen Stöffler, Private Banking, Stiftungen Bankhaus Bauer AG Zeppelin Carré Lautenschlagerstraße 2 70173 Stuttgart, Deutschland Phone: +  49 (0) 711 1 82 99 - 50 juergen.stoeffler@bankhausbauer.de www.bankhausbauer.de PRIVATE BANK WITH TRADITION & VISION 173 Living Moments